Saral Karja(सरल कर्जा)

Loan Size : From 5000 to 5 Lakh

Loan Term :1-Year, 1.5-Years, 2-Years and 3-years

Interest Rate: 15% per annum

Service Charge: 1.5%

Repayment frequency : Monthly/fortnightly

Purpose : Projects to initiate business related to micro-entrepreneurship, agriculture, that supports daily income.

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Purak Karja(पुरक कर्जा)

Loan Size : From 5000 to 2 Lakh

Loan Term : 1-Year, 1.5-Years, 2-Years and 3-years

Interest Rate: 15% per annum

Service Charge: 1.50%

Repayment frequency : Monthly/fortnightly

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Laghu Uddham Karja(लघुउधम कर्जा)

Loan Size : Maximum of 15 Lakh

Loan Term : 1-Year, 1.5 Years, 2-Years, 3-years, 4-years, 5-years, 6-Years, 7-Years and 8-years

Interest Rate: 14% per annum

Service Charge: 1.50%

Repayment frequency : Monthly/fortnightly

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Samajik Karja( सामाजिक कर्जा)

Loan Size : From 5000 to 50000

Loan Term : 6 Months, 1-Year and 1.5-Years

Interest Rate: 14% per annum

Service Charge: 1.50%

Repayment frequency : Monthly/fortnightly

Baikalpik Urja Karja(बैकल्पिक उर्जा)

Loan Size : Maximum of 2 Lakhs

Loan Term : 1-Year, 1.5-Years, 2-Years and 3-years

Interest Rate: 15% per annum

Service Charge: 1.50%

Repayment frequency : Monthly/fortnightly

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Awash Karja(आवास कर्जा)

Loan Size : Maximum of 15 Lakh

Loan Term : 1-Year, 2-Years, 3-Years, 4-Years, 5-Years, 6-Years, 7-Years and 8-Years

Interest Rate: 14% per annum

Service Charge: 1.50%

Repayment frequency : Monthly/fortnightly

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Baideshik Rojgar Karja(बैदेशिक रोजगार)

Loan Size : Maximum of 2 Lakh

Loan Term : 1-Year, 2-Years and 3-Years

Interest Rate: 15% per annum

Service Charge: 1.5%

Repayment frequency : Monthly/fortnightly

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Sulav Ghar Karja(शुलभ घर कर्जा)

Loan Size : Maximum of 5 Lakh

Loan Term : 1-Year,1.5-Years, 2-Years and 3-years

Interest Rate: 15% per annum

Service Charge: 1.75%

Repayment frequency : Monthly/fortnightly

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Punarutthan Karja

Loan Size : From 5000 to 1,00,000

Loan Term : 1-Year

Interest Rate: 10% per annum

Service Charge: 1.50%

Repayment frequency : Monthly/fortnightly